How to Refer Friends & Earn Miles, Points or Cash
Whenever I explain to my friends and family members how I travel so much (almost) for free, their eyes typically start to glaze over.
However, there are many ways for you to ease your loved ones into the points and miles game and get a little bonus for yourself at the same time.
Note before getting into the list:
All of the suggestions that follow are open to anyone who has an active account with the applicable website, issuer or travel provider.
If you have (or open) an account, you’ll unlock the ability to refer anyone within the publicly published limitations of the offe.
So, what are some ways you can earn a referral bonus?
Chase handles referrals in a slightly different fashion. Instead of going through your online account, if you currently carry any of the applicable cards in your wallet, simply click on the “Invite friends now” icon, enter your last name, ZIP code and last four digits of your card.
9 Chase cards offering referral bonuses:
Chase Sapphire Reserve: 10,000 bonus points for each approval (up to 50,000 points per year)
Chase Sapphire Preferred Card: 10,000 bonus points for each approval (up to 50,000 points per year)
Chase Freedom: $100 cash back for each approval (up to $500 per year)
Chase Freedom Unlimited: $100 cash back for each approval (up to $500 per year)
Disney Visa Card: 100 Disney Dollars for each approval (up to 500 Disney Rewards Dollars per year)
Marriott Rewards Premier Credit Card: 20,000 bonus points for each approval (up to 100,000 points per year)
The Hyatt Credit Card: 10,000 bonus points for each approval (up to 50,000 points per year)
Southwest Rapid Rewards Premier Credit Card: 10,000 bonus points for each approval (up to 50,000 points per year)
Southwest Rapid Rewards Plus Credit Card: 10,000 bonus points for each approval (up to 50,000 points per year)
2. American Express
Several of American Express’ most popular cards allow current account holders to earn bonus points.
If your cards are eligible, log in to your online account, select a card and scroll down past the account summary.
If that particular card offers a referral credit, you should see a bar with an offer.
5 cards to earn bonus points
Hilton Honors American Express Card: 15,000 Hilton Honors points for each approved referral — up to 80,000 bonus points per calendar year
Hilton Honors American Express Ascend Card: 20,000 Hilton Honors points for each approved referral — up to 80,000 bonus points per calendar year
Starwood Preferred Guest Business Credit Card from American Express: 7,500 Starpoints for each approved referral — up to 55,000 Starpoints per calendar year
The Blue Business Plus Card from American Express: 10,000 Membership Rewards points for each approved referral — up to 55,000 Membership Rewards points per calendar year
The Platinum Card from American Express: 15,000 Membership Rewards points for each approved referral — up to 55,000 Membership Rewards points per calendar year
3. Online shopping
If you aren’t utilizing these when you make purchases online, you’re missing out on bonus points or even cash back in your pocket.
Before I go to a merchant’s website to shop online, I always start at an aggregator like& evaluate which shopping portal has the best earning rate. I’ll log in to the site, click on the merchant and I’m off to earn extra points, miles or cash back.
The examples of 2 favorite sites with referral programs:
When a friend or family member signs up for the site, they’ll get $5 & you will get a bonus equal to 20% of their rebate every time they use the site.
How to complete the referral process:
- Log in to your account at www.mrrebates.com
- Hover over My Account at the top, then select Refer Friends
- Choose how you want to send the referral: email, links/banners, Facebook or Twitter
I have earned hundreds of dollars through my normal online shopping by starting at the site.
Earning rates through shopping, you can earn referral credit when you invite friends or family members.
Ebates actually regularly changes its referral program, generally every 3-6 months.
Under the current scheme, when you refer someone & she/he spends at least $25 at a participating merchant, you’ll get $25 & your referral will get $10.
How to start the referral process:
- Log in to your account at
- Click on Refer & Earn at the top right
- Invite your friends by email or copy your link to be sent manually or posted to your social media account
The last way to generate referral credit is through a provider that has disrupted the hotel industry: Airbnb.
Airbnb allows you to rent rooms, houses or apartments in cities around the world.
It’s great when you’re traveling as a larger group or family & need additional space beyond a traditional hotel room.
If you’re a member of Airbnb, you can refer your friends & family members to join.
Each one who signs up will get $40 in travel credit & you’ll get $20 in travel credit once a referral completes his/her 1st trip of $75 or more.
How to invite loved ones to join:
- Log in to your account at www.airbnb.com
- Click on your profile pic at the top right, then select Travel Credit
- Select the invitation method you want to use: referral link, email, Messenger or Facebook
There are 2 companies that offer ride-sharing services in numerous cities around the world.
You’ll earn $20 in ride credit when your friends or family members take their 1st ride & they’ll earn up to $15.
You can accomplish this in 2 ways:
- Log in to your account at www.lyft.com
- Click on Passenger Referrals
- Enter a code, then click Create
- Click the paper clip icon next to your newly created code, which should launch the referral link in a new tab
- Copy the link and email to friends and family members or post to your social media accounts
- Launch the app
- Tap your profile picture or avatar at the top left
- Select Free rides
- Connect your contacts
- Select the applicable contacts you want to invite, then tap Send invites
Signs up for Uber through your referral link, they’ll get their 1st ride for free & you’ll get $15 toward you next ride.
You can accomplish this in 2 ways:
- Log in to your account at www.uber.com
- Select Free Rides at the left
- Click on Get Your Invite Link
- Copy your link, then email it or post it to your social media accounts
- Launch the app
- Tap the three bars at the top left
- Select Free Rides
- Tap Invite Friends
- Tap Connect Contacts
- Select your contacts you want to invite, then click Invite Friends
Note that your $15 credit only appears once your referral takes his/her 1st ride & the credit will only be valid in your country of residence.