How to Upgrade From The Citi Premier To Citi Prestige?

How to Upgrade From The Citi Premier To Citi Prestige?

Sign up bonus on the Citi ThankYou® Premier Card, is one of the best mid-range credit cards.

The card has a $95 annual fee, which is waived for the 1st year. The card is offering a sign up bonus of 50,000 ThankYou points after spending $4,000 within 3 months.

What’s more, it offers double points on entertainment & dining & triple points on gas & travel. There’s not a mid-range card out there with better bonus categories.

Citi ThankYou has many airline transfer partners, that points can be redeemed for 1.25 cents each towards a travel purchase. That means the sign-up bonus is worth a minimum of $625 worth of travel.That’s amazing!

Citi Prestige® Card has a $450 annual fee and offers all kinds of ongoing perks, such as a Priority Pass membership, a $250 annual airline credit & a 4th night free benefit that’s valid at thousands of hotels around the world.

4th night for free hotel benefit is the single most valuable perk offered by any credit card. It saves you thousands of dollars per year. The best part is that you can even book pre-paid or AAA rates with this, and you can earn elite qualifying nights & points with your preferred loyalty program as you would if booking directly.

Citi Prestige® Card doesn’t have any sort of a sign-up bonus at the moment. For quite a while the Citi ThankYou® Premier Card didn’t either, so that’s not that unusual with Citi.

So, whether it’s possible to apply for the Citi Premier and then later product change to the Citi Prestige?

The answer is Yes. Citi is one of the most generous issuers when it comes to allowing product changes. The catch is that typically you need to have a card for 12 months before you can product change it, for example, you couldn’t apply for the Citi ThankYou® Premier Card and then product change to the Citi Prestige® Card the next week. At a later point it should be possible.

The Citi ThankYou® Premier Card comes with the restriction:Bonus – ThankYou Points are not available if you have had a ThankYou Preferred, Citi Prestige card or ThankYou Premier opened or closed in the past 24 months.

 

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